Both the new Congress and the new administration have stated their deep commitment to enacting meaningful tax reform in 2017.  We recognize this will not be easy, nor will it happen without significant compromises on all sides. We also recognize that agreeing on a process of reform may be as challenging as the actual reform…

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October is National Cybersecurity Month with good reason. Over the past few years, cybersecurity threats have continued to escalate. No longer just the domain of isolated hackers, large-scale cybersecurity attacks can be perpetrated by domestic criminal and hostile international agents alike. Just last week, a widespread distributed denial of service attack disrupted major websites across…

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Today’s students face a world full of challenges. And a future full of opportunity.  New industries and emerging technologies are all interconnected globally.  Given these challenges, education and training have never been more important. Together, they represent a dividing line between economic opportunity and economic limitations. As millions of students go back to school this fall,…

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After a multi-year decline in the personal savings rate, economists now say the average American household is on track to set aside more than five percent of their annual income. For many households, an increase in personal savings means a greater ability to pay for college educations, start a small business, cover personal emergencies or…

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Small businesses drive our economy. And earlier this month, the country celebrated National Small Business Week, recognizing the 28 million small companies that create opportunities for millions of Americans through employment and innovation. Their economic contributions are well known – small businesses create two out of every three new jobs annually and generate income for…

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Bank Account Ownership and Financial Wellness

According to a new study from The Center for Social Development at Washington University, many low-income households move in and out of using mainstream financial services, and on average, those with bank accounts are more financially secure than those who are unbanked. Unbanked is the common term used to describe households lacking both a checking…

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With the April 18 tax filing deadline just hours away, you might assume that the very wealthy and those with diverse investment portfolios are likely to have the most complicated tax returns. And that those with smaller incomes and a more straightforward financial situation have a pretty simple time of it. But in many cases,…

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