It’s tax time again.  While it may not be everyone’s favorite time of the year, for millions of Americans it also means refund time.  And, with tax reform now at the top of the national agenda, it’s also worth remembering that the annual tax filing ritual has tremendous potential benefits. In fact, direct citizen engagement…

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After a multi-year decline in the personal savings rate, economists now say the average American household is on track to set aside more than five percent of their annual income. For many households, an increase in personal savings means a greater ability to pay for college educations, start a small business, cover personal emergencies or…

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Bank Account Ownership and Financial Wellness

According to a new study from The Center for Social Development at Washington University, many low-income households move in and out of using mainstream financial services, and on average, those with bank accounts are more financially secure than those who are unbanked. Unbanked is the common term used to describe households lacking both a checking…

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