How Do I Know I Need to File?

At tax-time, “Do I need to file a tax return?”, is a common tax question we hear.  This question comes up because people think they don’t make enough money to file their taxes.  The IRS has income filing requirements necessary for you to file, however there are cases where your income may be less than…

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Tax Dependents – Who can you claim?

Raising families can be expensive. That is why Congress and the IRS have made tax deductions and credits available to families to help keep money in their pocket at tax time.  One of the biggest deductions available to families is the dependent deduction. A dependent is a person who relies on another, especially a family…

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Consumers’ Brave New World of Health Insurance in 2014

In the 2010s, consumers have adapted to many fast-changing aspects of life, quickly moving from cell phones to smartphones and from DVRs to binge-watching movies via video streams on tablets. But one aspect of American life that’s changing fast where consumers are still playing catch-up is with new forms of health insurance. Most attention is…

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You may be hearing about healthcare reform more frequently these days with the passage of the Affordable Care Act (ACA), signed in March 2010 and upheld by a Supreme Court ruling in June 2012. But what is the Affordable Care Act, and what does it mean for you? Here’s an overview of what you need…

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Gas prices and health for the holidays

With the average price of gas at $2.74 on December 3, 2014, gas prices in the U.S. are down from $3.26 one year ago. That’s a substantial savings of fifty-two cents for a gallon of regular, and a welcome economic breath for American families as they enter the holiday season. The gas price relief was…

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