Financial literacy and shopping for health care

With more financial skin in the health care game, and fewer uninsured citizens, too many Americans self-ration health care while trying to “save money” and avoid paying down deductibles that are the centerpiece of their health plans. This is a short-term fiscal choice that can lead to huge future financial and physical costs. In November…

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Resolutions for Financial “Wellth” for the New Year

Only 31% of people are making New Year’s resolutions for financial health at the start of 2015, down from 43% one year ago. Compare that 31% of people committed to financial wellness to the 51% of people resolving to lose weight. At the start of the New Year, you can’t help but be bombarded with…

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The Refund to Savings (R2S) initiative is helping more tax filers to gain piece of mind knowing that part of their refund is tucked away for when they really need the money.  They are accomplishing this through simple savings promotions in the TurboTax Freedom Edition (tax prep software offered free as part of the IRS…

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Health care costs are putting Americans’ financial well-being at-risk, according to Cigna’s survey of U.S. consumers’ attitudes about health and finance.[i] The health plan polled over 1,800 U.S. adults in August 2014 and found that most people feel increasing health care costs will have a major impact on their financial well-being and ability to fund…

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Tax Tips for Gay and Lesbian Couples Post-DOMA

The 2014 tax season marked the first time in U.S. history that married same-sex couples were allowed to file their federal tax returns using a “married” filing status. This was a result of the U.S. Supreme Court’s landmark decision in United States v. Windsor, which held that the federal government’s heterosexual-only definition of marriage under…

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Earned Income Tax Credit: What You Need to Know

The Earned Income Tax Credit (EITC) is a credit available to families that do not have a high income, helping them keep more of their hard-earned money.  In fact, it could mean up to $5,981 back in their pockets at tax time. In 2009, the IRS estimated that the EITC lifted nearly seven million people…

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5 Ways to Take Control of Your Finances

The average credit card debt as of January 2013, is approximately $8,700 per person, according to Mint.com data.  This may seem overwhelming, but money management does not have to be as hard as you think.  The start of a new year is the perfect time to get organized and start fresh with financial resolutions. Before…

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How to Protect Your Identity Online: 6 Helpful Tips

Identity theft is on the rise, increasing by 13% in 2011, according to Javelin Strategy and Research.  Identity thieves often access personal and sensitive information through: A stolen wallet or credit cards Documents or receipts in the trash Phone or email scams Hacking unsecured computers and wireless networks Once identity thieves gain access to personal…

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3 Tips to Protect Your Identity on Your Mobile Device

According to the Pew Research Center, as of September 2012, 45% of all American adults own a smartphone.  As mobile devices continue to play a bigger role in our daily lives, whether they’re being used to manage finances, keep up on social networks, or communicate, you want to make sure that your information and data…

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