As more Americans in the middle class lost financial ground in 2015, they’re also more financially mindful and plan to make financial resolutions in 2016 given rising interest rates and the financial volatility in 2015. Saving more, spending less, paying down debt – and especially managing their growing burden of health care costs – will…

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U.S. consumers have gone frugal in shopping for consumer goods, a behavior changed by the Great Recession of 2008. This post-recession shopper is also morphing into a frugal healthcare consumer. Being frugal in healthcare is tricky though, and too many people aren’t taking advantage of one of the most useful tools for managing health care…

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Financial literacy and shopping for health care

With more financial skin in the health care game, and fewer uninsured citizens, too many Americans self-ration health care while trying to “save money” and avoid paying down deductibles that are the centerpiece of their health plans. This is a short-term fiscal choice that can lead to huge future financial and physical costs. In November…

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Resolutions for Financial “Wellth” for the New Year

Only 31% of people are making New Year’s resolutions for financial health at the start of 2015, down from 43% one year ago. Compare that 31% of people committed to financial wellness to the 51% of people resolving to lose weight. At the start of the New Year, you can’t help but be bombarded with…

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The Refund to Savings (R2S) initiative is helping more tax filers to gain piece of mind knowing that part of their refund is tucked away for when they really need the money.  They are accomplishing this through simple savings promotions in the TurboTax Freedom Edition (tax prep software offered free as part of the IRS…

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Health care costs are putting Americans’ financial well-being at-risk, according to Cigna’s survey of U.S. consumers’ attitudes about health and finance.[i] The health plan polled over 1,800 U.S. adults in August 2014 and found that most people feel increasing health care costs will have a major impact on their financial well-being and ability to fund…

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Consumers’ Brave New World of Health Insurance in 2014

In the 2010s, consumers have adapted to many fast-changing aspects of life, quickly moving from cell phones to smartphones and from DVRs to binge-watching movies via video streams on tablets. But one aspect of American life that’s changing fast where consumers are still playing catch-up is with new forms of health insurance. Most attention is…

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Gas prices and health for the holidays

With the average price of gas at $2.74 on December 3, 2014, gas prices in the U.S. are down from $3.26 one year ago. That’s a substantial savings of fifty-two cents for a gallon of regular, and a welcome economic breath for American families as they enter the holiday season. The gas price relief was…

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