Technology and innovation are transforming many sectors of our economy. It is incumbent on policymakers, the administration and industry to marry these innovations with transparency and consumer protections to foster strong economic growth and spur small business growth. In today’s economic environment, small businesses urgently need new sources of capital to fund operations, build inventories,…

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It’s tax time again.  While it may not be everyone’s favorite time of the year, for millions of Americans it also means refund time.  And, with tax reform now at the top of the national agenda, it’s also worth remembering that the annual tax filing ritual has tremendous potential benefits. In fact, direct citizen engagement…

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The Asset Learning Conference Recap: How Tax Time Can Build Financial Security

At first glance, it may seem that the ideas of paying taxes and helping people build financial security are at odds with each other. And that Internal Revenue Service Commissioner John Koskinen would be an unlikely headliner at the Corporation for Enterprise Development’s biennial Assets Learning Conference. Those perceptions would be wrong. Speaking during the…

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Today’s students face a world full of challenges. And a future full of opportunity.  New industries and emerging technologies are all interconnected globally.  Given these challenges, education and training have never been more important. Together, they represent a dividing line between economic opportunity and economic limitations. As millions of students go back to school this fall,…

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After a multi-year decline in the personal savings rate, economists now say the average American household is on track to set aside more than five percent of their annual income. For many households, an increase in personal savings means a greater ability to pay for college educations, start a small business, cover personal emergencies or…

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As someone who thinks everyday about building and nurturing consumer financial health through my work with Mint, I was thrilled to talk about innovation at scale at The Center for Financial Services Innovation’s (CFSI) Emerge 2016 Forum. Emerge is a leading annual conference for those in the financial services and technology space working to innovate…

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Bank Account Ownership and Financial Wellness

According to a new study from The Center for Social Development at Washington University, many low-income households move in and out of using mainstream financial services, and on average, those with bank accounts are more financially secure than those who are unbanked. Unbanked is the common term used to describe households lacking both a checking…

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“Financial health and well-being is about pursuing dreams and reducing stress. The products and tools individuals use daily and their choices and decisions either help or hinder them in their quest.” This excerpt from What’s It Worth? Strengthening the Financial Future of Families, Communities, and the Nation comes from the essay written by Jennifer Tescher…

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Financial Health and Food – Connecting the Dots

People who carry more debt for credit cards, cars, education, and health care have less optimistic outlooks on their ability to control their weight, based on a survey of the Lose It! community of food trackers. The survey was conducted in February 2016 among 4,118 people using the Lose It! mobile app, which enables people…

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